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Money Matters

Our advisors are happy to discuss your individual circumstances, help you with a financial “health check” and budgeting advice and to advise you on how to apply for funds.  Some of the funds you may be able to apply for include:

  • tuition fees
  • bursaries & EMAs
  • loans
  • discretionary (hardship) funds
  • childcare funds
  • expenses and benefits

The Scottish Funding Council has some general information on criteria for eligibility on its website, but to get a clearer picture about what you might be entitled to, please contact our Student Services team on 0131 344 7163.

We produce a range of information leaflets, which are currelty being updated:

  • Benefits & Credits
  • Fee Waiver Entitlement
  • Moving on to HNC or HND
  • Help Towqards Childcare
  • FE Funding

    Tuition fees

    Students studying full time for HNCs or HNDs at a Scottish college and who live in Scotland will normally have their tuition fees paid by SAAS. Students must apply to the Student Awards Agency for Scotland to have their tuition fees paid, on an annual basis.Students studying full time courses below HN level will normally be covered by the national fee waiver policy, providing they meet the criteria. 

    Bursaries

    Generally, to be considered for bursary funding you should:

    • Have no alternative source of support
    • Be past your school leaving date
    • Be attending (or have applied to) a Scottish FE college
    • Be attending (or have applied for) a course below Higher National level
    • Be ordinarily resident in Scotland

    Other conditions also apply.

    Jewel & Esk College bursary and hardship funds are limited, and sometimes are not large enough to support every eligible student.  We will consider all eligible applicants but may give priority to those who need financial help most.

    Financial support may also be available for living costs and other specific costs such as childcare or travel.  This support is usually means tested.

    FE Funding

    Educational Maintenance Allowance (EMAs)

    Educational Maintenance Allowance (EMA)
    An EMA is a weekly payment made to young students aged 19 and under who have left school and are studying a full-time course below HNC level. An EMA is assessed on household income as evidenced by parents' Tax Credit Award Notice.

    If you turn 20 during the course you may be assessed for a Bursary (a higher allowance). This is also means-tested.

    You should apply as soon as you have accepted a place on a course. The EMA/Bursary application is available via your online account. The application will give more detailed advice on the information and documentary evidence we require to process your application.

    Student Services can advise you on what to apply for, how to complete the application and what supporting documentation you may need. We are open throughout the summer.
    All students aged under 18 are eligible for essential kit and travel (if outwith a 2mile radius of the nearest campus) regardless of parental income.

    Loans
    If you are studying for an HNC or HND, you may be eligible to apply for a student loan.  You can get general information from SAAS
    www.saas.gov.uk  or for personal advice, please check with a student services advisor.

    Discretionary funds
    Help may be available from the higher education hardship fund or the further education hardship fund, for those in greatest need.  For  more details, please speak to a student services advisor.

    Childcare
    You may be able to claim help towards the costs of registered childcare.  For full details ask a student services advisor.  Applications are made via your online account.  Please ask for our Help Towards Chidlcare leaflet.

    Expenses & Benefits
    There are a range of benefits and credits which may be available for certain students.  For full details, as a student services advisor.

    Financial support may also be available for eg living expenses, travel and essential kit.  Student services will be able to advise you about your personal circumstances.

     

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